You want to have the benefits of a term insurance yet you do not want to pay for the term period?

We have a GOOD NEWS for you! 

You could choose to pay for limited number of years and the policy term stretches to longer than your premium payment term. 

How Does It Work?

For the policy to work, you need to be at least 21 years old and above. 

You have an option to choose both the policy term and policy premium term. What is the difference?

Policy term is the duration of the policy coverage period. For the policy premium term, it is the number of years the insured needs to pay for the premium, usually in years. E.g. You are buying a policy and pays for 5 years but the policy coverage will insure you for 50 years. 

Features of the Policy

You could choose the following: 

The policy payment term between 5 – 79 years. 

The policy term is between 10-79 years. 

What Are The Facts To Help You In Decision-Making?

When a person wants to insure for 50 years of $1 million coverage, an example would be the person’s total premium could be $300,000. 

So when the person shorten the premium term, e.g. 5 years, the monthly or annually amount could be very high to finish paying for the total premiums. 


What Are Our Advices?


We strongly encourage you to meet with a competent financial consultant to understand your budget and time horizon. He or she would design a suitable plan for your financial planning needs. 

You may contact us and our friendly and knowledgable Financialogist would assist you. 


About Financialogy


Financialogy aim to empower you to be a victorious financial planner. 

We equipped you with the knowledge so that you can make an informed decision for your financial planning goals. 

However, if you would like a competent financial consultant to assist you in your financial goals, feel free to connect with us so that we can value add into you and your family. 

We provide various services like financial planningestate planning, will writing, legacy planning and retirement planning in Singapore

If you are looking for any insurance products, we offer many solutions like mortgage insurance, life insurance, universal life insurance, whole life insurance, endowment plansearly stage critical illness insurance, health insurance and more. 

Want To Know More About Limited Payment Term Insurance?

If you would like to know more about limited payment term life insurance, you may contact us at (+65) 9380 2839 or you can click on the button below to enquire about the different financial services that we provide.

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About Us

We are a licensed and certified Financialogist in Singapore that provides a comprehensive financial planning solutions to meet all your financial and insurance protection needs.

Contact Information

Address: 47 Scotts Road, Goldbell Towers, Singapore 228233

Contact Number: +65 9380 2839 

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