You will agree with me that when a person has pre-existing conditions like high blood pressure and high cholesterol, most insurers don’t cover anymore.

We have a good news for you!

There are insurer that covers certain pre-existing conditions.

Read on.

What Is Pre-Existing Conditions?


It is the existence of any signs or symptoms for which treatment, medication, consultation, advice or diagnosis has been sought or received by a person or would have caused an ordinary prudent person to seek treatment, diagnosis or cure before purchasing an insurance policy.

What Are The Medical Conditions Allowed?


These are the pre-existing conditions allowed to purchase the life insurance:

  1. Type 2 diabetes
  2. High cholesterol
  3. High blood pressure
  4. High Body Mass Index (BMI)

What Are The Insurance Coverage That I Could Insure?


It is a term insurance which allows you to cover for death and total permanent and disability of up to $500,000. You also have the option to cover 5 critical illnesses* and they include:

  1. Heart attack of specified severity
  2. Stroke
  3. Major cancer
  4. Kidney failure
  5. Blindness (loss of sight)

*Please refer to the standard definitions for 37 critical illness by Life Insurance Association.

Disclaimer: Terms and conditions apply. Connect with us to find out the details.

About Financialogy


We are a group of professional and competent consultants who believes in wealth protection planning and with the right financial planning tool, we are able to help the consumers get maximum insurance coverage.

Some products we specialises in are critical illness insurance, early stage critical illness insurance, medical insurance, life insurancemortgage insurance, endowment plans and hospitalisation insurance in Singapore.

Additionally, we also provide various services include estate planning, will writing, retirement planning and legacy planning in Singapore.

Want To Know More About Pre-Existing Conditions Insurance?

If you would like to know more about pre-existing insurance, you may contact us at (+65) 9380 2839 or you can click on the button below to enquire about the different financial services that we provide.

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About Us

We are a licensed and certified Financialogist in Singapore that provides a comprehensive financial planning solutions to meet all your financial and insurance protection needs.

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Address: 47 Scotts Road, Goldbell Towers, Singapore 228233

Contact Number: +65 9380 2839 

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